How to Pay with Revolut: A Step-by-Step Guide

Revolut has become a popular choice for managing finances and making payments, thanks to its ease of use, competitive exchange rates, and various features. Whether you’re a seasoned user or new to the platform, this guide will walk you through the different ways you can pay with Revolut, both online and offline.

Paying with Your Revolut Card

The most common way to use Revolut is through your physical or virtual card, just like a regular debit or credit card. Here’s how:

Paying In-Store (Physical Card)

1. Ensure You Have Sufficient Funds: Before making a purchase, check your Revolut balance to ensure you have enough funds in the appropriate currency. You can do this via the Revolut app.
2. Present Your Card: At the checkout, present your physical Revolut card to the cashier or insert it into the card reader.
3. Select Payment Type: If asked, select “Debit” or “Credit” (Revolut cards typically work as both).
4. Enter PIN or Authorise Payment: Enter your PIN code if prompted by the card reader, or authorise using contactless payment if the amount is within the contactless limit.
5. Confirm Payment: Once the transaction is approved, you’ll typically receive a notification in your Revolut app.

Paying Online (Virtual or Physical Card)

1. Navigate to the Payment Page: When making an online purchase, proceed to the payment section of the website or app.
2. Select Payment Method: Choose “Debit or Credit Card” as your payment option.
3. Enter Card Details: Fill in the required fields with the details of your Revolut card. This includes:
   • Card Number
   • Expiration Date
   • CVV/CVC (3-digit security code)
   • Cardholder name (as it appears on the card).

   If using a virtual card, you’ll find these details in the ‘Cards’ section of your Revolut app. Remember to use the details of the specific virtual card you wish to use if you have multiple.

4. Complete the Payment: Click “Pay” or the equivalent button to finalize your purchase.
5. 3D Secure Verification: For enhanced security, you might be asked to authenticate via 3D Secure (e.g., a push notification or SMS code from Revolut). Follow the instructions provided to confirm the payment.

Paying with Revolut Pay

Revolut Pay is a newer feature allowing for quick payments via a QR code or username. It’s an easier and faster option for sending or receiving funds among Revolut users.

Sending Money with Revolut Pay:

1. Open the Revolut app: Launch the Revolut app on your smartphone.
2. Tap ‘Transfers’: Navigate to the Transfers section, usually found at the bottom menu.
3. Select ‘Send’: Choose the “Send” option.
4. Choose Contact or Enter Username/QR Code:
   • Select a contact from your list or tap “Search users” to find a specific Revolut user.
   • Alternatively, you can scan the recipient’s Revolut QR code using the built-in scanner or enter their username.
5. Enter the Amount: Input the amount you want to send.
6. Add a Note (Optional): Include a message to specify the purpose of the payment if you wish.
7. Confirm and Send: Double-check all details, then confirm the payment. The funds will be transferred to the recipient instantly.

Requesting Money with Revolut Pay:

1. Open the Revolut app: Open your Revolut app on your phone.
2. Tap ‘Transfers’: Go to the Transfers section.
3. Select ‘Request’: Choose the “Request” option.
4. Select Contact or Share Your Username/QR Code:
   • Select a Revolut contact to send a money request.
   • Alternatively, share your own Revolut QR code or username with the person who needs to pay you.
5. Enter the Amount: Input the amount you are requesting.
6. Add a Note (Optional): Include a reason for the request if needed.
7. Send Request: Send the request to the user. They will receive a notification about your request for funds.

Other Payment Methods on Revolut

Revolut also offers additional ways to make payments, such as:

• Bank Transfers: You can send money to traditional bank accounts, both domestically and internationally, with competitive exchange rates.
• Google Pay/Apple Pay: Add your Revolut card to your Google Pay or Apple Pay wallet for contactless payments at terminals that support these services.

Tips for Smooth Revolut Payments

• Keep Your App Updated: Regularly update your Revolut app to access the latest features and security improvements.
• Check Balance Regularly: Always ensure you have sufficient funds in your account before making a purchase or transfer.
• Set Up Transaction Notifications: Enable transaction notifications in the app to stay informed about your spending.
• Use Virtual Cards for Online Shopping: For enhanced security, consider using temporary virtual cards for online purchases, especially on unfamiliar sites.

Conclusion

Revolut offers a variety of convenient and secure ways to make payments, both online and offline. With a little practice, you’ll be able to take advantage of all the features and make your financial transactions easier and more efficient. This guide should give you the confidence to pay using the platform with ease.